Investment Thesis
Ownify Home Fund strategically invests in single-family starter homes in vibrant, growing markets. Our fractional ownership model aligns the interests of investors and resident homeowners (Ownis), providing stable income, strong appreciation, and low-risk exposure to the residential real estate market.
Ownify’s fractional ownership structure ensures investors and homeowners (Ownis) share aligned interests. Ownis maintain their homes diligently, resulting in significantly lower maintenance costs, higher appreciation rates, and virtually zero vacancies.
We strategically select markets such as Raleigh/Durham, Charlotte, and Nashville, known for significant population growth and resilient economic bases. This ensures sustained demand and strong market fundamentals, enhancing long-term returns.
Starter homes historically outperform other segments in appreciation and yield. They attract steady rental demand, benefit from lower operational costs, and have proven resilient in varying economic conditions.
Strong customer demand for our product enables us to select only highly qualified applicants, maintaining an average FICO score of 720 with zero late payments. This safeguards the quality of our portfolio, while still enabling homeownership for those without access.
We leverage advanced analytics and predictive models, analyzing over 3,000 data points per investment. This data-driven approach provides precise valuations, accurate market forecasts, and informed decision-making.
Our competitive cash offers and unique commission structure incentivize optimal purchase pricing. We consistently achieve an entry price averaging 4% below market value, directly benefiting investor returns.
Ownify Home Fund investments utilize fixed-rate financing, providing an effective hedge against inflation. Additionally, investors benefit from depreciation allowances, significantly reducing taxable income and enhancing net returns.