Redesigning Access to Homeownership

We help first-time buyers become co-owners—without relying on generational wealth. Our model bridges the down payment gap and builds a path to long-term equity and stability.

Ownify Homeowners

Locked Out of Ownership

Millions of creditworthy Americans are shut out of homeownership due to structural barriers—not financial irresponsibility.

A New Path to Shared Ownership

Ownify creates a hybrid ownership structure where residents build equity gradually—without taking on a mortgage.

Start with Just 2% Down

Our model enables customers to co-own a home with as little as 2% upfront. That’s 5–10x less than a typical down payment—without relying on family gifts or debt.

Build Equity Over Time

Each month, residents purchase fractional shares (bricks) of their home at current fair market value—creating a steady, transparent path to ownership.

Co-Investment, Not a Loan

Ownify buys the home with the customer, not for them. There’s no mortgage or interest. Customers gain equity without the debt burden or underwriting hurdles of a traditional mortgage.

Average Down Payment Savings

By co-investing with Ownify, residents avoid the upfront burden of traditional homeownership — accelerating access by years.

Average Monthly Savings vs. Mortgage

Ownify’s model lowers monthly housing costs without compromising ownership. These savings improve liquidity, reduce financial stress, and allow Ownis to build equity on their terms.

Equity Accumulation

Our customers are steadily building ownership through fractional equity purchases — not just renting or waiting. Each brick represents a tangible, compounding asset.

Ownify Downpayment Savings Chart
Ownify Monthly Payment Savings
Owni Equity Growth Chart

Meet Our Homeowners

Each of these individuals is building wealth in a home they couldn't access through traditional paths.

Ready to Build Wealth Differently?

Join a fund designed for growth, income and lasting impact.

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