Redesigning Access to Homeownership
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Locked Out of Ownership
Millions of creditworthy Americans are shut out of homeownership due to structural barriers—not financial irresponsibility.
A New Path to Shared Ownership
Ownify creates a hybrid ownership structure where residents build equity gradually—without taking on a mortgage.
Start with Just 2% Down
Our model enables customers to co-own a home with as little as 2% upfront. That’s 5–10x less than a typical down payment—without relying on family gifts or debt.
Build Equity Over Time
Each month, residents purchase fractional shares (bricks) of their home at current fair market value—creating a steady, transparent path to ownership.
Co-Investment, Not a Loan
Ownify buys the home with the customer, not for them. There’s no mortgage or interest. Customers gain equity without the debt burden or underwriting hurdles of a traditional mortgage.
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Meet Our Homeowners
Each of these individuals is building wealth in a home they couldn't access through traditional paths.
