Build Wealth Through Co-Ownership
A Smarter Way to Invest in Housing
Learn how the Ownify Home Fund delivers returns by co-investing alongside qualified buyers.
Why Invest With Ownify?
15% Target Return
Structured to deliver both quarterly income and long-term appreciation.
Invest in Single-Family Homes
Capital is invested in high-quality properties across strong U.S. metro markets.
Returns with Real Impact
The model helps responsible first-time buyers become homeowners without comprising returns.
How It Works
A model built to deliver investor returns while expanding access to homeownership.
Buyers Are Qualified Upfront
Ownify works with financially stable renters who are ready for homeownership but are blocked by traditional mortgage barriers. These individuals contribute a down payment and commit to monthly payments that steadily build equity. We underwrite their income, credit, and housing readiness — not just their FICO score — to identify buyers who are positioned for long-term success.
The Fund Acquires the Home
Once a buyer is approved, the Ownify Home Fund purchases a single-family home that fits their needs and meets the fund’s return criteria. Homes are underwritten for yield, market strength, and appreciation potential — not speculation. The buyer moves in immediately, creating occupancy and cash flow from day one.
Ownership Shifts Over Time
Each month, the buyer purchases additional equity through structured payments. This creates a consistent stream of income for the fund while gradually shifting ownership to the buyer. When the home is eventually sold or refinanced, investors share in the appreciation. The structure ensures alignment between investor capital and the buyer’s long-term success.
What Our Investors Say
David Hornik
Partner, Lobby Capital
Seb Pahl
2x Y Combinator Founder
Alan McIntyre
Former Head of Accenture Banking
Who We Are
Frank founded Ownify in 2022 after securing seed financing from Lobby Capital. He was previously CEO of Nomis Solutions, VP of Decision Management at FICO, and VP of Product at eCoverage. He began his career as a consultant at Oliver Wyman and holds a B.S. in Finance from the Wharton School.
Ben joined Ownify following his role as COO of Divvy Homes, where he led the acquisition and management of over 5,000 single‑family homes. Before that, he was Business Lead for SoFi’s mortgage business, a Portfolio Manager at PIMCO, and worked in Treasury and Structured Products at State Street. He holds a B.A. in German Studies from Dartmouth College.
Allie joined Ownify in 2024 as VP of Product & Marketing. She brings over ten years of experience in corporate strategy, product, and operations across for‑profit, nonprofit, and public sectors, including financial services and healthcare. She holds a B.S. in Economics from Boston College’s Carroll School of Management and an MBA from Harvard Business School.