Terms and Conditions of Use and Privacy Policy

Last Updated: September 11, 2025

Welcome to www.ownifyfund.com (the "Site"), owned and operated by Ownify Home Fund LLC ("Ownify Home Fund," "we," or "us"). By using this Site, you agree to these terms and conditions of use (the "Terms"); if you do not agree, you may not use the Site. Ownify Home Fund may modify the Site and/or these Terms from time to time without notice to you, except that if Ownify Home Fund makes material changes to these Terms, we will post the revised Terms and the revised effective date on this Site and/or provide notice by some other means. By using the Site following any modifications to the Terms, you agree to be bound by the modified Terms.

1. Use of the Site

You must be at least 18 years old to use our Site. You will comply with all applicable laws, rules and regulations in connection with your use of the Site. You will not violate or attempt to violate the security of the Site or Ownify Home Fund's systems or network security, including, without limitation by (i) accessing data not intended for users of the Site or gaining unauthorized access to an account, server or any other computer system; (ii) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures; (iii) attempting to interfere with the function of the Site, host or network. You may not "crawl," "scrape," or "spider" any portion of the Site (through use of manual or automated means).

2. Proprietary Rights

The Site, including all of its contents (including, text, images, audio, and the HTML used to generate the pages) ("Content"), are the property of Ownify Home Fund, Modern Capital Co (as manager), Ownify, Inc., or that of our suppliers or licensors and are protected trademark, copyright, and/or other intellectual property laws. You may not download, copy, print, display, perform, reproduce, publish, modify, prepare derivative works from, license, transmit, or distribute any Content from this Site in whole or in part, for any public or commercial purpose, without prior written consent from Ownify Home Fund. Ownify Home Fund grants you a limited, personal, non-exclusive, non-transferable license to access the Site, and to use the Content, solely for personal, internal and non-commercial purposes. Ownify Home Fund (on behalf of itself and its suppliers and licensors) reserves all rights not expressly granted herein.

Without limiting the foregoing, as between you and Ownify Home Fund, Modern Capital Co, and Ownify, Inc. (or other companies whose marks appear on the Site), the respective company is the owner and/or authorized user of any trademark, registered trademark, logo, and/or service mark appearing on the Site (the "Marks"), including without limitation the Ownify logo and marks. Nothing on the Site should be construed to grant any license or right to use any Marks. You may not use or exploit any Marks without prior written consent from the respective owner.

3. Privacy Policy

The Site may contain a feature that permits you to provide us with your email address and other related information regarding your interest in investment opportunities (your "Information"). We will only use your Information to communicate with you regarding Ownify Home Fund and its investment opportunities, and to assess your eligibility regarding potential investment opportunities; if you do not want to receive communications from us, please click the "unsubscribe" link in any such message. We may disclose your Information to our service providers, partners, and to Modern Capital Co as fund manager (including those who send emails on our behalf), to the extent necessary for them to provide services to you or us. Ownify Home Fund will also collect information during your visit to the Site through automatic data collection tools, including cookies, such as your IP address and clickstream behavior. Ownify Home Fund may freely use this information for its business purposes, and may disclose such information, in a form that does not personally identify you, to any other person or entity. Ownify Home Fund may also share any information (personally identifiable or otherwise) it may have collected if Ownify Home Fund believes it is necessary to (a) comply with law or court order or (b) protect and/or defend Ownify Home Fund's, Modern Capital Co's, or Ownify, Inc.'s rights, safety, or property, or those of any other person or entity. The Site is not directed to children and if you are under 13, you may not provide Ownify Home Fund with any personally identifiable information about you whatsoever.

4. Links from and to the Site

The Site may contain links to third party websites, including social media websites ("Third Party Sites"). Third Party Sites are not reviewed, controlled or examined by Ownify Home Fund in any way and Ownify Home Fund is not responsible for any content contained therein. These links do not imply Ownify Home Fund's endorsement of or association with any Third Party Site. Ownify Home Fund is not liable, directly or indirectly, to anyone for any loss or damage arising from or in connection with use of the Third Party Sites.

5. Disclaimer of Warranties

THE SITE, INCLUDING, WITHOUT LIMITATION, ALL CONTENT AND FUNCTIONALITY THEREOF, IS PROVIDED "AS IS," WITHOUT WARRANTY OF ANY KIND, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF AVAILABILITY, ACCURACY, COMPLETENESS, USEFULNESS, TITLE, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, AND OWNIFY HOME FUND (ON BEHALF OF ITSELF, MODERN CAPITAL CO, OWNIFY, INC., AND ITS SUPPLIERS AND LICENSORS) HEREBY DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED. NO ADVICE, RESULTS, INFORMATION OR MATERIALS, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU THROUGH THE SITE WILL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN. NO CONTENT CAN OR SHOULD BE CONSTRUED AS PROFESSIONAL ADVICE OF ANY KIND (INCLUDING BUSINESS, INVESTMENT, ACCOUNTING, TAX, AND/OR LEGAL ADVICE).

6. Limitation of Liability

TO THE GREATEST EXTENT PERMITTED UNDER APPLICABLE LAW, IN NO EVENT WILL OWNIFY HOME FUND, MODERN CAPITAL CO, OWNIFY, INC., THEIR AFFILIATES OR ANY OF THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, SUPPLIERS OR LICENSORS (THE "OWNIFY PARTIES"), BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES ARISING FROM OR IN CONNECTION WITH THE USE OF, OR THE INABILITY TO USE, THE SITE OR THE CONTENT, EVEN IF ANY OWNIFY PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN NO EVENT WILL THE TOTAL LIABILITY OF ANY OWNIFY PARTY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT OR TORT, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE OR OTHERWISE) ARISING FROM OR RELATED TO THE TERMS, THE CONTENT, AND/OR YOUR USE OF THE SITE, EXCEED, IN THE AGGREGATE, $100.00.

7. General Information

These Terms are governed by the laws of the State of Delaware, without regard to the conflicts of laws provisions thereof. In the event of any dispute arising in connection with these Terms, you hereby consent to exclusive jurisdiction and venue in the state and federal courts of the State of Delaware. The failure of Ownify Home Fund to exercise or enforce any right or provision of these Terms does not constitute a waiver of such right or provision. If any provision of these Terms is found by a court of competent jurisdiction to be invalid, that provision will be limited or eliminated, to the minimum extent necessary, so that these Terms shall otherwise remain in full force and effect and enforceable. You may not assign these Terms or transfer any of your rights or obligations hereunder without Ownify Home Fund's express written consent. These Terms inure to the benefit of Ownify Home Fund's successors, assigns and licensees. These Terms are the entire agreement between you and Ownify Home Fund with respect to the subject matter herein.

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